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Reviews and Ratings for Financial adviser Matthew Duncan, Derby

What is a commercial mortgage?

A commercial mortgage is a mortgage granted on a commercial property, normally for commercial purposes although a residential property or semi commercial property may also be used.

Commercial mortgages can be a very specialist and therefore advice is important. 

Hitroically a bank used to be the main lender of commerical loans, but now they make up just 20% of the market with specialist lenders and building societies meeting clients needs.

A commecial mortgage is bespoke to each client and often a business plan, deposit and experience in the business area is requried. Common comerical mortgages are for business units, guest houses and fisheries to name a few. 

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