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Key Man Insurance

What is keyman / Key person Insurance?

Keyman Insurance is designed to provide a business with a cash sum to help offset the financial loss caused to the company if one of its important employees dies, or perhaps suffers a critical illness and cannot work.

For smaller companies this can mean they have the funds to perhaps recruit specialist staff, or ride out a period when profits have fallen until the person can return to work.

Unlike a piece of machinery, you cannot simply look up the value of a key member of your staff in a catalogue, nor can you order a replacement one on the internet if the key member of staff breaks down. It is therefore imperative that quality Independent Financial Advice is sought if you wish to protect your business.

Reviews and Ratings for Financial adviser Matthew Duncan, Derby